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We Help Smart People Manage Their Money So They Can Live The Life They Want 


Convenience and Consistency.
At Digital Wealth we make the Financial Planning Process as smooth as possible. 

  

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Why Work With Us


With an emphasis on the new financial planning model, we believe in the importance of the 'Quantified Self'. What does this mean? In a nutshell, we are dedicated to using technology to help you keep track of every financial and investment aspect of your life so that you can reach your goals and live the life you want, that is "live your ideal life".


A Financial Plan Built Around
Your Unique Goals


At Digital Wealth, we work with our clients every step of the way along their financial journey. We want to understand not only your short-term goals, but your mid-term and long-term goals too. From these goals, we work together to develop a financial plan to help you attain the life you’ve always imagined. Whether you want to own two homes in retirement and live half the year in each of them, or travel to new destinations across the globe while you're still working, we'll put a plan in place to help you reach your goals. 

Your Finances
At Your Fingertips 


Our clients work hard and they’re busy. They often know that they need to develop a sound financial plan now, but they feel overwhelmed by the process and paperwork. We make the process as easy and efficient as possible, and utilize the latest technologies to keep the information you need at your fingertips.  Our approach favors ongoing communication and instant access, so that you'll always have a snapshot of your cash flow and net worth on a consistent, current basis, as opposed to just once or twice a year. From this information, we can make the right decisions to improve your life, and get you closer to reaching your financial and life Goals.

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Combining Technology and Personal Relationships to Help You Live Life Wealthy

Who We Are


Larry Koeppel CFP®, MBA Photo Larry Koeppel CFP®, MBA Hover Photo

Larry Koeppel CFP®, MBA


Larry Koeppel earned a Bachelor of Science degree in Business Administration majoring in Finance from the University of Maryland and an MBA from the Pepperdine University Graziadio School of Business and Management. He has also completed the Boston University Certificate in Financial Planning. 

Larry holds the CERTIFIED FINANCIAL PLANNER™ certification granted by the CFP Board. He also holds the Financial Industry Regulatory Authority (FINRA) Series 66 securities license. Before entering the financial services industry, Larry Koeppel held various technology positions with a prominent tax law publishing and software company, provided independent technology strategy consulting and assisted with strategic planning for a Silicon Beach startup. Larry is a member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA) and the XY Planning Network.


Serving California and Beyond


At Digital Wealth, we want the financial planning process to be as stress- free as possible. Depending on your current situation and needs, we'll work to meet with you in whatever manner is most convenient and comfortable.

We serve the following Silicon Beach cities:

Santa Monica, Venice, Playa Vista, Marina del Rey,  Culver City, El Segundo, Manhattan Beach and West Los Angeles.


We work with our clients in person, via the Internet, or via phone- often times, it is a combination of these various methods to keep a consistent track of your plan and goals in progress.

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We Inspire Wealth Because You’re Worth It

Services


Basic Planning

  • Establish and track Goals and Values
  • Establish and track Cash Flow
  • Establish and track Net Worth
  • Manage Debt
  • Establish and maintain an Emergency Fund
  • Optimize Employee Benefits
  • Provide an Online personal financial manager giving a complete financial picture, updated in real- time
  • Provide an Online secure electronic document vault keeping your most valuable records safe and accessible. 

Annual Cost: $1,500 for individuals, $1,800 for couples. May be paid monthly or quarterly, in advance.

Comprehensive Planning

  • Basic Planning PLUS
  • Analyze buy/rent decision for home
  • Establish plan for college funding
  • Project and plan retirement
  • Capture a quantitative measurement of Risk tolerance
  • Analyze and plan Investments
  • Analyze Insurance
  • Integrate Tax planning (to be reviewed by your tax advisor)
  • Review Estate Plan (to be implemented by your estate attorney)


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One-Time Cost: $1,000 to $2,000 upfront (depending on complexity and needs of the client).
Plus:
Annual Cost $3,000 to $15,000 (may be paid monthly or quarterly, in advance depending on complexity and needs of the client).

Investment Management

  • Embrace market pricing
  • Don't try to outguess the market
  • Resist chasing past performance
  • Let markets work for You
  • Consider the Driver of Returns
  • Practice smart diversification
  • Avoid market timing
  • Manage your emotions
  • Look beyond the headlines
  • Focus on what you can control


   Asset Level                           Annual Fee

$1 - $1,000,000                              0.95%           
$1,000,001 - $5,000,000               0.75%         
$5,000,001+                                    0.55%

Paid quarterly in arrears from account(s).

 

Collaborative, Client- Centered Approach

Here at Digital Wealth we believe in developing strong relationships with our clients and staying in touch throughout the year through technology and meetings. As part of our investment management process your portfolio will get adjusted over time as we understand that your personal situation can change frequently. Our role is to help you make decisions free from emotional components. Through collaboration and updates we help you to avoid making mistakes related to your plan when the markets go up or down.

Investment Management 

Before we invest funds on your behalf, we will review your goals, risk, tolerance, time horizon, tax considerations, income needs, and any unique needs that you might have. We then will build the most appropriate portfolio for you.

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Collaborative Approach to Keep You on the Right Track

Frequently Asked Questions


 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 


Have any other questions? Send me an email, or schedule a call and I will be happy to discuss.

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The Details Make the Plan

Client Login



PERSONAL FINANCIAL WEBSITE

Enter Here

Organize your Financial Life with your Digital Wealth Personal Financial Website. Track your net worth and cash flow.  Access your Financial Plan.

SEI CLIENT CONNECT

Enter Here

View your investment accounts at SEI Private Trust Company. 

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Healthy, Wealthy, and Wise: Stay On Track With Your Finances


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Contact



Our Location

We are located in Silicon Beach and serve clients in the following cities: Santa Monica, Venice, Playa Vista, Marina del Rey, Culver City, El Segundo, Manhattan Beach and West Los Angeles. 


Virtual Practice

We work with our clients in person or virtually. We utilize digital technologies to create a financial strategy that works for you.  


Contact Us

Digital Wealth, LLC
Larry Koeppel CFP
®, MBA
310- 601- 4178
larry@digitalwealth.la